Warning: Lifestyle Creep is the "silent killer" of wealth. As income rises, spending typically rises to match, leaving your net worth stagnant.

Lifestyle Inflation

The Opportunity Cost of "Better" Living

Current Monthly Expenses (₹)

Annual Price Inflation (%)

Rising cost of the SAME things you buy today.

Annual Lifestyle Creep (%)

Extra spending on NEW/BETTER things (upgrades).

Duration (Years)

Investable Return (%) Return you could have earned if you invested the "creep" amount.

₹ 0

Pure Inflation Impact ₹ 0

Monthly Creep Portion ₹ 0

                                Opportunity
                                    Cost
                                ₹ 0
                            