Common Rates:
• SMS: ~₹15/quarter
• ATM: >5 txns free, else ~₹21/txn
• GST: 18% on all charges
Bank Charges
Annual Fee Estimator
Assume avg ₹5/txn if not
free
Total Annual Cost (Inc. GST)
₹ 0
GST Component (18%)
-
SMS Charges (Yearly)
-
ATM Penalties (Yearly)
-